Chandigarh Exclusive Punjab

Sanctity of Data

By Anmol Rattan Narang

In the late 80s and early 90s, there was a poverty alleviation programme by the name of Integrated Rural Development Programme popularly known as IRDP. The programme had all the ingredients of ‘GaribiHatao’except ‘Integrity’. The programme was meant for poorest of the poor, below poverty line people.

I was then  posted as Branch Manager of a Nationalized Bank branch at Shahkot. There were 5 branches of different banks in the area..  Those were the days of Loan Melas.

It was the month of February and District Administration wanted to achieve its targets.

Though my branch was the oldest and the biggest, yet District Administration chose the State Bank of India for ‘Loan Mela.’

The Manager of SBI and Officer-in-charge responsible for implementation of programme visited my office on Monday and informed that the next Monday has been fixed for the Loan Mela which will be inaugurated by the DC Sahib himself. DGM of SBI will also grace the occasion. Both requested me for making the Mela a success. I assured them of all cooperation.

The duo again visited me on Friday and advised that in all, 22 applications have been sanctioned by all bank branches. Both appeared to be quite worried, nervous and trepid and requested me for contributing more. The District official told me that with this little achievement, DC sahib will chew mealive. Manager of SBI  stated that his boss is very strict and will start scolding me in the presence of all.

Looking at their pathetic state, I  gave them a suggestion that if they want to make a good show, they may include other advances as well.  I told them that I have many Crop Loan cases with me. After all, DC Sahib, while distributing loans, is not going to open the envelope and ask the borrower what for he is having the loan.

Listening to it, their faces lit up as if Lord Krishna has come to save honor of Draupadi on disrobing.

The suggestion was followed meticulously but the total cases sanctioned could not exceed 43 amounting to ₹11.1 lac.

On the loan Mela day, I too was seated on the dais beside DC Sahib. The programme was covered by Doordarshan, JALANDHAR.

Just to tell my wife how big a boss am I, I switched on the TV at 7.00 pm  for evening news and made my wife sit beside me to show her my photo.

Of course, the ‘fotu’ satisfied my bloated ego, but the news read by the news reader surprised and amused me as I heard that DC JALANDHAR distributed143 loans amounting to ₹111.1lakhs. (prefixing 1 to both the number of cases and the amount lent).

Needless to mention that when now,  I view data on TV screens, I view it with a pinch of salt.


The writer Anmol Rattan Narang is a Retd. Principal, Staff TrainingCollege of a Nationalized Bank,Chandigarh.

Resi: 80A, Cool Road, Jyoti Nagar, Jalandhar

Contact No. 9417871255


Click here to post a comment

  • My brother recommended I may like this website. He used
    to be totally right. This publish actually made my day. You can not imagine just how so much time I
    had spent for this information! Thanks!

  • When I originally commented I appear to have clicked the -Notify
    me when new comments are added- checkbox and from now on each
    time a comment is added I get 4 emails with the
    same comment. There has to be a means you are able to remove me from that service?

    Many thanks!

  • I just want to mention I am just all new to blogs and really loved your web blog. Almost certainly I’m going to bookmark your blog . You definitely come with terrific well written articles. Thanks a bunch for sharing with us your blog site.

  • Hello, you used to write excellent, but the last few posts have been kinda boring… I miss your tremendous writings. Past few posts are just a little out of track! come on!

  • Undeniably consider that that you stated. Your favorite justification seemed to
    be on the net the simplest factor to have in mind of.
    I say to you, I certainly get annoyed while other people think about concerns that they plainly don’t understand about.

    You controlled to hit the nail upon the highest and also
    defined out the whole thing without having side-effects , people can take
    a signal. Will probably be back to get more.

  • Nice blog here! Also your site loads up very fast! What host are you using? Can I get your affiliate link to your host? I wish my web site loaded up as fast as yours lol

  • I definitely wanted to type a word to thank you for all of the fabulous ways you are placing on this site. My considerable internet lookup has now been honored with brilliant details to exchange with my pals. I ‘d suppose that many of us readers are truly lucky to dwell in a very good community with many special individuals with great plans. I feel very much blessed to have used the website page and look forward to plenty of more pleasurable minutes reading here. Thanks once more for all the details.

  • It¡¦s in point of fact a great and useful piece of information. I¡¦m satisfied that you just shared this useful information with us. Please keep us up to date like this. Thanks for sharing.

  • Thank you, I have just been searching for information approximately this subject for a while and yours is the best I’ve found out till now. But, what in regards to the conclusion? Are you positive concerning the source?

  • I loved up to you’ll obtain performed proper here. The comic strip is tasteful, your authored subject matter stylish. nonetheless, you command get got an nervousness over that you wish be turning in the following. ill indubitably come further previously again as precisely the same nearly very frequently within case you defend this increase.

  • Thanks on your marvelous posting! I truly enjoyed reading it, you could be a great author.I will be sure to bookmark your blog and definitely will come back from now on. I want to encourage you to ultimately continue your great posts, have a nice day!

  • I’m also writing to make you understand what a nice experience our princess went through reading through your blog. She figured out plenty of details, most notably what it’s like to have a great teaching character to let the mediocre ones quite simply learn about selected tortuous subject matter. You undoubtedly exceeded her expected results. I appreciate you for displaying these necessary, dependable, edifying and as well as unique tips on your topic to Jane.

  • This design is incredible! You certainly know how to keep a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Wonderful job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!

  • F*ckin’ remarkable things here. I am very glad to see your article. Thanks a lot and i’m looking ahead to touch you. Will you please drop me a e-mail?

  • Hey! I’m at work surfing around your blog from my new iphone! Just wanted to say I love reading through your blog and look forward to all your posts! Keep up the excellent work!

  • I haven¡¦t checked in here for a while as I thought it was getting boring, but the last several posts are great quality so I guess I will add you back to my everyday bloglist. You deserve it my friend 🙂

  • Hi there, just become alert to your blog via Google, and located that it’s really informative. I am gonna watch out for brussels. I will appreciate for those who continue this in future. Lots of folks might be benefited from your writing. Cheers!

  • Hello my friend! I wish to say that this article is awesome, nice written and include approximately all significant infos. I’d like to see more posts like this.

  • An additional issue is really that video gaming became one of the all-time most important forms of entertainment for people spanning various ages. Kids play video games, plus adults do, too. The actual XBox 360 is amongst the favorite video games systems for folks who love to have hundreds of video games available to them, along with who like to play live with other folks all over the world. Many thanks for sharing your thinking.

  • Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is totally off topic but I had to tell someone!

  • I absolutely love your blog and find the majority of your post’s to be what precisely I’m looking for. can you offer guest writers to write content to suit your needs? I wouldn’t mind creating a post or elaborating on most of the subjects you write concerning here. Again, awesome weblog!

  • I have to convey my admiration for your generosity supporting men and women that have the need for help with the subject matter. Your very own commitment to getting the solution all through appears to be incredibly helpful and have surely enabled guys and women just like me to achieve their pursuits. Your amazing informative hints and tips can mean a whole lot to me and far more to my office colleagues. Thank you; from everyone of us.

  • Yet another issue is that video games are typically serious as the name indicated with the primary focus on studying rather than entertainment. Although, there’s an entertainment factor to keep the kids engaged, each one game will likely be designed to develop a specific expertise or course, such as mathematics or scientific disciplines. Thanks for your write-up.

  • Wow, amazing blog format! How long have you been running a blog for? you made blogging look easy. The whole look of your web site is fantastic, as smartly as the content material!

  • Hi there! I could have sworn I’ve been to this website before but after browsing through some of the post I realized it’s new to me. Nonetheless, I’m definitely delighted I found it and I’ll be book-marking and checking back frequently!

  • Thank you for every other great article. The place else could anybody get that kind of information in such an ideal means of writing? I’ve a presentation next week, and I am at the look for such info.

  • Thanks for your marvelous posting! I certainly enjoyed reading it, you could be a great author.I will be sure to bookmark your blog and will come back very soon. I want to encourage continue your great writing, have a nice evening!

  • I think this is one of the most significant information for me. And i’m glad reading your article. However should observation on some common things, The website style is wonderful, the articles is in reality excellent : D. Good job, cheers

  • A person necessarily assist to make seriously articles I would state. This is the first time I frequented your web page and so far? I surprised with the analysis you made to create this actual post amazing. Wonderful process!

  • Unquestionably believe that which you said. Your favorite justification seemed to be on the web the simplest thing to be aware of. I say to you, I certainly get annoyed while people think about worries that they just do not know about. You managed to hit the nail upon the top as well as defined out the whole thing without having side effect , people can take a signal. Will probably be back to get more. Thanks

  • I simply desired to say thanks all over again. I’m not certain the things I would have used in the absence of the opinions discussed by you directly on my area of interest. It absolutely was a frightful setting in my circumstances, nevertheless taking note of your expert strategy you processed it took me to leap with happiness. I am just happy for your guidance and in addition hope you know what a great job you’re accomplishing educating others through your site. I know that you haven’t got to know any of us.

  • An attention-grabbing discussion is value comment. I feel that you should write more on this subject, it might not be a taboo topic however typically persons are not enough to speak on such topics. To the next. Cheers

  • Usually I don’t read post on blogs, but I would like to say that this write-up very forced me to try and do it! Your writing style has been amazed me. Thanks, quite nice article.

  • You actually make it seem so easy together with your presentation however I find this matter to be really something which I think I might by no means understand. It sort of feels too complicated and very wide for me. I am looking forward for your subsequent submit, I will try to get the hold of it!

  • Wonderful beat ! I would like to apprentice whilst you amend your website, how can i subscribe for a weblog site? The account helped me a appropriate deal. I have been tiny bit acquainted of this your broadcast offered bright transparent idea

  • Hi, Neat post. There is a problem together with your web site in web explorer, would test this… IE nonetheless is the market chief and a large component to other people will leave out your wonderful writing due to this problem.

  • Magnificent goods from you, man. I’ve understand your stuff previous to and you are just extremely fantastic. I really like what you’ve acquired here, really like what you are stating and the way in which you say it. You make it entertaining and you still take care of to keep it smart. I cant wait to read much more from you. This is actually a wonderful site.

  • I have figured out some points through your blog post post. One other point I would like to state is that there are plenty of games available and which are designed particularly for preschool age children. They include things like pattern acceptance, colors, dogs, and models. These usually focus on familiarization rather than memorization. This will keep little children engaged without having a sensation like they are learning. Thanks

  • Thanks for your helpful post. Over time, I have been able to understand that the particular symptoms of mesothelioma are caused by the actual build up connected fluid involving the lining on the lung and the breasts cavity. The disease may start within the chest location and distribute to other body parts. Other symptoms of pleural mesothelioma include weight loss, severe inhaling and exhaling trouble, nausea, difficulty eating, and swelling of the neck and face areas. It ought to be noted that some people living with the disease usually do not experience almost any serious indicators at all.

  • Hello There. I found your blog using msn. This is an extremely well written article. I will make sure to bookmark it and come back to read more of your useful information. Thanks for the post. I’ll certainly return.

  • I will right away clutch your rss feed as I can not to find your email subscription hyperlink or e-newsletter service. Do you’ve any? Kindly permit me recognize in order that I may just subscribe. Thanks.

  • I precisely needed to say thanks once again. I do not know what I might have done in the absence of the entire techniques contributed by you regarding my concern. It has been a very terrifying concern in my circumstances, but being able to see the specialized approach you resolved that forced me to jump over happiness. I am happier for this assistance as well as expect you know what a great job you have been providing educating many others thru a web site. I am certain you haven’t met any of us.

  • Superb website you have here but I was wanting to know if you knew of any message boards that cover the same topics discussed in this article? I’d really like to be a part of online community where I can get feed-back from other experienced individuals that share the same interest. If you have any recommendations, please let me know. Cheers!

  • hello!,I love your writing so a lot! proportion we be in contact more about your article on AOL? I require a specialist in this space to resolve my problem. Maybe that’s you! Taking a look forward to see you.

  • It is perfect time to make a few plans for the long run and it is time to be happy. I have learn this submit and if I may I wish to recommend you few attention-grabbing issues or tips. Maybe you can write subsequent articles referring to this article. I desire to read even more issues approximately it!

  • F*ckin’ awesome things here. I am very satisfied to look your article. Thank you so much and i’m taking a look ahead to touch you. Will you please drop me a mail?

  • hello!,I love your writing so much! share we be in contact extra approximately your article on AOL? I need a specialist on this house to resolve my problem. Maybe that’s you! Taking a look forward to peer you.

  • You really make it seem so easy with your presentation but I find this matter to be really something which I think I would never understand. It seems too complicated and extremely broad for me. I am looking forward for your next post, I’ll try to get the hang of it!

  • Hiya, I’m really glad I’ve found this info. Today bloggers publish just about gossips and web and this is really annoying. A good web site with exciting content, this is what I need. Thank you for keeping this web site, I will be visiting it. Do you do newsletters? Can’t find it.

  • I believe that is one of the such a lot important information for me. And i am satisfied studying your article. But should commentary on some general issues, The site style is perfect, the articles is in reality nice : D. Just right job, cheers

  • That is the proper blog for anybody who needs to seek out out about this topic. You notice so much its virtually laborious to argue with you (not that I actually would want…HaHa). You positively put a brand new spin on a topic thats been written about for years. Nice stuff, simply nice!